If you are using a credit card here to make a transaction, then before going for it, know all the terms of payment as well as refund. Even, you also know the time limit to get my money back from Cash app. If you make a payment to the merchant, then they have maximum of 45 days to refund the disputed payment. https://www.monktech.us/blog/get-my-money-back-if-i-was-scammed-on-cash-app/